Now Hiring - ProGuard Risk Solutions - Professional Services Entry Level Insurance Producer in Indianapolis, IN

Full description of the position

Entry-Level Insurance Producer Paid Training | Licensing Support | Base Draw + Commission Location: Indianapolis, IN (In-Person) Job Type: Full-Time About the Role ProGuard Risk Solutions is a newly established insurance and risk services agency building a disciplined, compliance-driven operation from the ground up. We are seeking motivated individuals who want to develop a long-term career in the insurance industry, beginning in an entry-level producer role with structured training, licensing support, and a clearly defined path to professional growth. This role is intentionally structured to comply with state licensing laws by clearly separating non-licensable training activities from licensed insurance activities. Candidates progress through defined phases to ensure regulatory compliance, professional development, and long-term success. This is not a short-term sales role. It is an opportunity to build a professional book of business within a growing agency that values accountability, proper licensing, and sustainable income growth. Compensation Overview Estimated Annual Earnings: $30,000 - $65,000+ Actual earnings depend on licensing completion, production, and performance. Compensation follows a three-phase structure designed to provide income stability during ramp-up while rewarding licensed production and retention. Phase 1: Paid Training & Licensing Preparation Duration: Approximately 30-45 days During this phase, the individual is not licensed and performs non- licensable activities only , consistent with Indiana insurance regulations. Daily Tasks in Phase 1 (Non-Licensable Activities) * Complete required pre-licensing education courses * Study insurance fundamentals, terminology, and ethics * Learn agency systems, workflows, and documentation standards * Observe licensed producers during client interactions (no advising or quoting) * Assist with administrative support tasks such as: * Data entry * Appointment scheduling * Document organization * Follow-up communications not involving coverage advice * Participate in supervised training sessions and compliance instruction Not Permitted During Phase 1: * Soliciting insurance * Quoting coverage * Advising clients on policies * Binding insurance Phase 2: Licensed Producer - Base Draw + Commission Upon obtaining the Indiana Insurance Producer License and receiving agency approval, the individual transitions into a licensed producer role. Understanding the Draw A draw is a predictable base amount paid on a regular basis to support the producer while building a book of business. Earned commissions are applied against the draw, allowing income to increase as production grows. Daily Tasks in Phase 2 (Licensed Activities) * Conduct client consultations and insurance needs assessments * Discuss coverage options and explain policy terms * Quote insurance policies using approved carrier systems * Bind coverage in accordance with carrier guidelines * Maintain accurate and compliant client records * Follow all Indiana insurance laws, carrier requirements, and agency procedures * Meet defined production, retention, and service benchmarks * Participate in ongoing compliance and product training Phase 3: Performance Growth & Advancement After demonstrating consistent, compliant production and strong retention metrics, producers may qualify for enhanced compensation and expanded responsibilities. Daily Tasks in Phase 3 (Advanced Licensed Activities) * Manage and grow a personal book of business * Increase cross-selling and account retention * Mentor or support newer producers (if assigned) * Participate in agency growth initiatives * Qualify for higher commission tiers and performance incentives Income potential increases significantly at this stage based on performance and consistency. Qualifications Required: * High school diploma or equivalent * Ability and willingness to obtain an Indiana Insurance Producer License * Strong communication and organizational skills * Professional attitude and reliability Preferred (Not Required): * Sales, customer service, or financial services experience * Interest in insurance, risk management, or compliance-driven industries Schedule * Monday through Friday * 8:00 am-4:00pm * In-person office environment Why Join ProGuard Risk Solutions * Paid training and licensing support * Structured compensation with income stability during ramp-up * Clear performance-based growth path * Opportunity to grow alongside a newly launched agency Equal Opportunity Employer ProGuard Risk Solutions is an equal opportunity employer. All qualified applicants will be considered without regard to protected characteristics. Job Type: Full-time Pay: $35,000.00 - $65,000.00 per year Benefits: * 401(k) * Dental insurance * Health insurance * Tuition reimbursement * Vision insurance Application Question(s): * Are you legally eligible to work in the United States? * Are you willing and able to work in person at our Indianapolis/Marion County office during standard business hours? * Are you willing to obtain an Indiana Insurance Producer License as a condition of employment? * Have you ever been convicted of a felony or offense that may affect eligibility for an Indiana insurance license? * Are you comfortable working in a regulated environment that requires strict adherence to compliance, documentation, and ethical standards? * Which best describes your background? No insurance experience, seeking structured training Some sales or customer service experience Prior insurance or financial services experience * This role follows a phased structure (paid training, licensing, then production). Which best describes your availability? * Are you comfortable with a compensation structure that includes paid training, followed by a base draw plus commission after licensing? * Do you understand that commissions earned replace the draw and increase your income as production grows? * Why are you interested in building a career in insurance, and what appeals to you about a structured training and licensing process? License/Certification: * Driver's License (Preferred) Ability to Commute: * Indianapolis, IN 46201 (Required) Work Location: In person