Now Hiring - Financial Services Funding Specialist in Tempe, AZ

The Funding Analyst I – Indirect is required to follow a thorough process (review, research, analyze, audit, verify) of submitted automotive loan applications and adhere to basic tenets of sub-prime auto credit (ability to pay, stability, debt repayment history, deal structure & collateral). In addition, they will communicate and explain the decision to appropriate individuals. Program eligibility and funding guideline verification procedures must comply with internal policies, fair lending practices, and other applicable states/federal laws. The Analyst will be required to meet set goals/targets for productivity, quality, customer satisfaction, and relationship management (between Sales, Credit and the Dealership Manager).

What is a day in the life at Flagship as a Funding Analyst I – Indirect

• Reviews and analyzes the loan application and documentation to ensure the information is complete, accurate and complies with company standards, applicable regulations, and secondary market guidelines.
• Communicate effectively to internal and external personnel regarding application status to inform relevant parties and expedite the validation process
• Efficiently utilize the tools, resources, and time available to them to complete the validation process to ensure we remain compliant and within company guidelines
• Build and maintain relationships with external partners and applicants
• Provide exemplary service levels in accordance with internal company policy
• Work as part of a team to ensure that Company quality and volume objectives are exceeded
• Perform other related duties as required or as assigned

About you:

• High School Diploma or equivalency required
• Bachelor’s degree preferred
• Minimum of 1+ years’ experience in automotive lending or consumer credit environment. Funding or Credit Underwriting experience preferred.
• Knowledge of the indirect lending industry, retail installment loan contracts, vehicles and collateral valuation, loan terms including buy rates, contract rates, LTV, front and back LTV, dealer mark-up, reserve and participation, ancillary products, title documentation, lien perfection, and regulatory requirements
• Ability to apply critical thinking when performing job duties
• Exceptional attention to detail, organization and time management skills including the ability to prioritize
• Exceptional relationship-building skills, maintaining a professional and customer-oriented approach
• Strong interpersonal, written and oral communication skills
• Ability to work in a fast-paced, high-intensity, time-sensitive environment
• Flexibility to work nights, Saturdays and holidays
• Proficient or advanced skills in Microsoft Office applications including Outlook, Word, and Excel. Familiarity with Loan Origination systems is preferred.

If you’re interested in partnering with a certified Great Place to Work company that encourages you to be your best, visit [please apply online] for a complete list of career opportunities and information on our company.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Professional development assistance
• Referral program
• Tuition reimbursement
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift
• Weekend availability

Ability to commute/relocate:

• Tempe, AZ 85282: Reliably commute or planning to relocate before starting work (Required)

Work Location: One location